What is the cost of hospital birth in 2023?

The average total cost of hospital birth in America is $10,000 – $13,000. The average cost of a hospital birth without insurance is $5,000 – $10,000. The average cost of a hospital birth with insurance is $2,000 – $3,500.

How much should you budget for giving birth in a hospital in different parts of the country?

 North East – $7,700 – $11,500. 

Mid West – $6,200 – $9,900. 

West – $6,800 – $10,300. 

South – $8,200 – $12,100.

Image: Frank Alarcon

The cost of giving birth in a hospital can vary widely depending on the type of birth, the terms of your health insurance, where you live, and how much you’re willing to spend.

or a more complete breakdown of costs by vaginal or caesarian births, read my article for Investopedia “How Much Does it Cost to Have a Baby in America?”